Andy Turney · Independent Insurance and Segregated Investment Solutions Advisor
Understand your options, then choose with confidence.
We're a needs-based advisory, not a sales desk. Let's look at coverage across the full product suite together, calmly, and on your terms.
What we can help with
Start with what you're trying to do.
Nothing here is ranked above the rest. We help you see how each option fits, or doesn't, for your situation.
Protect the people who depend on you
Coverage that steps in when you can't, so the people you support stay supported.
- Term life
- Whole life
- Universal life
- Children's whole life
Protect your income and your health
Your ability to earn is usually your largest asset. These cover it when illness, injury, or travel goes wrong.
- Disability coverage
- Critical illness coverage
- Travel insurance
Save, invest, and draw income
Registered and non-registered plans for building wealth now and turning it into income later. These are held as insurance contracts, such as segregated funds and annuities.
- RRSPs
- TFSAs
- RDSPs
- LIRAs and LIFs
- Annuities
- Segregated funds
For business owners
Look after your team and yourself, in ways that are usually more tax-efficient than paying out of pocket.
- Group insurance
- Health spending accounts
How we work
A conversation, not a sales funnel.
We listen first
A conversation about your situation and what matters to you, not a pitch about a product.
We compare options together
See how each part of the suite fits, side by side, with nothing ranked above the rest.
You choose, on your terms
No deadline, no pressure. Take the time you need, then decide what fits.